e-Wealth Daily: Free Ways to Make Quick Money, Ways to Become Rich

I know that when you need extra money, you need it right away. Starting your own business can take time, and while I encourage you to keep on pushing towards this goal, I also want to help you find extra funds in the process.

Finding money can at first feel like a hopeless scavenger hunt. Sure, there are hints and clues everywhere, but some specific guidance sure could help.

Here are my four tips for getting extra money, and you could get started right now:

1. Sell what you don't need. In the 90s, it seems that everyone started some sort of collection. And now, almost 20 years later, these collections are packed in boxes doing nothing but collecting dust. In times like these, almost everything has a value to someone, so it's prime time to start selling. List your items on a flyer and post it in your neighborhood, or you could put them online at free classified ad web sites like Craigslist or Kijiji.

2. Earn more money. The free classified ad web sites I mentioned above are not only great for selling items, but you can also find part-time, easy opportunities to help you make a little extra a few nights a week. Check in both the "jobs" and "gigs" sections for available options in your city. While going to work for someone may not be your future goals, picking up the odd job now and then will help you make ends meet and could even connect you with future opportunities from the people you meet.

3. Plug up those money pits. Is your gym membership really worth $40 or more a month? Do you really need all 2,000 available channels on your TV? Everyone has a few money pits that we believe help improve our lives. All those channels were sold to us so we could stay in the loop of current events. But, they are unnecessary since most of this information is online and free. Gyms are great if you've got money to burn, but since you're looking to burn fat, not cash, try running around your neighborhood or doing other exercises that you can do without using all of those complex machines.

4. Borrow smart. With all of the uncertainty in banks and the stock market, getting yourself into more debt is never a good idea. But, sometimes you just need more money that you can't find by cutting your expenses. You can start by visiting as many banks as you can, searching out the best rates, or you can go online and try social lending web sites like www.prosper.com. These sites let average people loan out money for fair rates, freeing you from the confines of banks altogether.

Today, put any one of these four tips into use and you could find your pocket lined with a few extra dollars by the time night falls.

** Five Ways to Stop Putting Off Your Success
By Doug D'Anna, the "Hundred-Million-Dollar Man"

1. Set your own performance goals. At the same time, remember that change takes time. If you are undertaking anything for the first time, go easy on yourself and learn to reset the parameters for success every time you try. Like a scientist, you have to keep experimenting, tallying your results, and trying! Set a new set of goals and rules with each attempt. If you set your sights too high, you may procrastinate to pursue more immediate payoffs.

2. Reward yourself. Just like my son embraced getting the grades that would get him into the school he wanted, you too must reward your hard work and your commitment to your goals. Everything you do must be done for your own sake first and foremost.

3. Stop being afraid and get out there — make the rest of your life something spectacular. Start living the life of your dreams today. Don't put off your own happiness for another minute.

4. Stop thinking your future is out of your control. When working to achieve your goals, sometimes the unexpected will happen. As a person who approaches challenges with a passionate and scientific approach, however, your belief in yourself will give you a strong foundation in successful problem solving.

5. Don't let the negative attitudes of society hold you back. A friend of mine, Kevin — an MD — rejected the thoughts of others who said that his dream of becoming a doctor was too big. If you live your life based on other people's expectations, you?ll never get what you want.

Individually, these ideas will get you moving in the right direction. Together, they will keep you headed squarely on the path to a new life for yourself that is fulfilling, challenging, and custom-made for you.

** Free Your Mind
By John Hurd, Chief Wealth Researcher

Here's a pretty scary fact. Did you know that, in a recent study, it was found that only 51% of those interviewed had a personal budget?

That means that half of those interviewed have no consistent way of monitoring their money. But why would this many people not make sure they knew where their money was going?

I remember when I first started budgeting my money. I had a paper route and was responsible not only for delivery but also for collecting payments from customers. I was pretty young and was armed with just a pouch of change and a pad of names.

Before heading out and collecting, I would create my own little budget plan. I knew how much money I owed the newspaper company and how much I needed to collect from each person. I did all of the math beforehand so I could quickly give them the right numbers. This was my first budget and, at the bottom of this sheet of paper, I had a list of items I wanted to buy. I'm not sure who showed me how to put together a budget, but that lesson sure stuck with me.

However, had I not learned about budgeting this early, I may not have developed this skill later on, when money really started to matter.

The reasons why someone wouldn't have a budget are plentiful. At the top of that list is the fear of confusion. Balancing numbers doesn't come easy for everyone, and rather than taking the time to learn, many people just turn their head and focus on other things, hoping that the world will simply restore balance to their bank accounts.

Another reason is just being lazy. A friend of mine once saw my budgeting spreadsheet and told me flat out, "Yeah, I've been meaning to start one of those, but I keep putting it off." Now, if you're one of the 49% of people without a budget, you can get started today. Purchasing software to help you manage your money will help, but you can start with just a pen, a piece of paper and a calculator.

My advice is to just keep it simple at first. Worrying over calculating percentages or tracking every dollar spent isn't necessary at first. You simply want to create an idea of what your big spending picture is. Uncover the channels that funnel away your money, such as housing, car and food.

Once you've established your budgeting big picture, you'll soon start to see gaps where you could be saving money. Now, it may not happen overnight, but getting yourself started on the path to a budgeted lifestyle could be the biggest step you take towards achieving your financial goals.

** A Risk You Want to Avoid
By Michael Newman, the "Money Finder"

These days, we're hearing a lot of things about our money. We're hearing that there's not too much of it out there, and that its value is decreasing. We're hearing that the markets are tumbling in our country and around the globe, forcing many tough decisions.

To some, this is a great window of opportunity to invest in stock that's selling for bargain basement prices. They see it as a time to invest and potentially make some big money in the future. For all I know, they could be spot on. After all, the old saying says, "Buy low, sell high."

Lots of pundits are saying that this could be the best time to buy. In fact, the Prime Minister of Canada even suggested there was vast opportunity to build wealth by investing in the stock market now. However, depending on your financial situation, I wouldn't necessarily rush to pick up the stock that has bottomed-out over the last number of weeks. If you've got debts caused by credit cards, mortgages or other things, that's where you should be focusing your financial energy.

The stock market these days is just too risky. The fact is that there is no way for us to know how long this slowdown will last, and the debt that could pile up in that time could be substantial. For instance, let's say you decide to invest $2,500 in the stock market to take advantage of some of these low prices. Now sure, you may see days where there are gains, but current trends show us that most days the market is far into the red. Wouldn't that money be better spent going towards your mortgage, paying down debt or helping you get by with your daily life.

An alternative I will suggest is to open a savings account that you contribute to on a regular basis. This way, you'll be putting the money away for the future, so when the stock market starts coming back up, you could take the money you've saved and invest it.

Unfortunately, right now the stock market is too big of a risk for most people, and the only ones who can really afford it are those who have money to burn.