e-Wealth Daily: Free Ways to Make Quick Money, Ways to Become Rich

I remember a few years ago, I was at a friend's 40th birthday party where I was introduced to his brother.

After a few minutes of conversation, he walked away and my wife commented on how he was speaking. She said it was "weird" because he was very loud, always had a smile on his face, used hand gestures from time to time, and always made eye contact.

It's funny how she thought that was weird yet the way he speaks is the way we should all be speaking.

Chances are you know someone who can walk into a room, say a few words, and immediately have everybody's attention, just like my friend's brother did.

This may seem unimportant to you, but voice mastery is a critical part of your success as a home-business owner.

I recently talked to a voice coach and she gave me a few tips on creating a masterful voice:

Think carefully about what you want to say before you speak. If you're not quick on your feet, that's okay. Just make sure that you have everything "filed and organized in your head" before you release it in conversation.
Stand tall and take several deep, silent breaths through your nose. You can't project your voice unless you're breathing properly. And slouching doesn't really make you seem like a master.
Approach the other person with confidence. Never feel intimidated or scared. Nothing will project weakness more. You're not going to come across as being very confident if you look like a three-year-old on his first visit with Santa Claus.
Look at the other person directly and smile; this smile puts confidence in your voice. It's amazing how much better you sound when you're smiling, even if you're talking about a dry subject.
Eliminate choppy, youthful sounding speech by drawing out your vowels; it will feel awkward at first, but you will get used to it.
Eliminate the "you knows" and "ums." Don't think you say these two killer phrases? Think again. Keep a running total or, better yet, ask someone to count them for you in a conversation. You'll be surprised at how often you say them.
Practice speaking properly every day by using your tape recorder. This is the best thing to do when preparing for an interview or a bank meeting. Listen to the tape and when the recorded voice sounds "powerful," you'll know you're ready.

Projecting a powerful voice will prove to everybody you meet that you are in charge of yourself and of every situation you face. At first, you will feel awkward using your master voice, but soon enough it will be the "new" you — and let's not forget the success it could bring!

** What Should You Do with That Extra Money?
By Doug D'Anna, the "Hundred-Million-Dollar Man"

If you're in a position where you have an influx of money, either from a tax return or inheritance, for example, then you need to decide where it would best serve you. I know, it's a situation everyone wishes they were in, but when tax time comes, some of you may find that you're in line for a good return, so you’ll need to decide what to do with the money.

Debt is a disease that affects a great percentage of the population. It is something that is kept secret, hidden from friends and co-workers, but it is crippling and, if left alone, it will become too much for you to bear.

What you should keep in mind when it comes to debt is that it is something that you cannot run away from. No matter how much money you make, you can accumulate debt. Some debt is good or acceptable, such as a mortgage or school loan, while other types of debt are bad. It's these bad debts that can be crippling. These are credit card debts that come with high interest, for example, and, in many cases, are unnecessary.

Many people use credit cards, as they would cash, without considering the consequences of high interest. Interest is what's going to hurt you the most; that's why these bad debts can be so harmful. There are acceptable debts such as a mortgage, which comes with a good investment and likely a fairly low rate, compared to credit cards that is.

If you only have acceptable or good debt, then you're not in bad shape. It's those of you with multiple credit cards who miss payments, have high interest rates, and are ruining your credit that need to step up and aggressively pay off those cards. The longer you leave consumer debt, the more it builds up and becomes harder to tackle. Basically, the higher your balance is, the more interest you end up accumulating.

If you do happen to acquire an influx of money, then you will be tempted to squirrel it away in an investment, and though that's not a bad idea, you have to consider where your paychecks are going as well.

If you're spending money from every single paycheck on your credit card bills, then you're a slave to your debt. Owing money to a credit card company is not allowing you to have freedom in your life. You may have a great television and a new wardrobe, but at what cost?

When you buy something on your credit card and you don't pay off the balance within your grace period (which is usually around 28 days or so), then that purchase isn't such a deal anymore. That purchase now has interest on it and you end up paying more than the item is worth. Every month, you allow that purchase to sit on your card results in you paying more interest.

Investing money for your retirement is a great idea, but if you allow your debt to grow, you may still have to deal with it in your retirement, and then what? You won't have a regular paycheck to cover your monthly bills and the money you use will be the money you have invested. So, deal with it now.

If you don't get rid of your bad debt, it will eat away at your paychecks for years. So, if you do happen to get a great tax return this year, then put that money toward getting back your freedom. When you have no consumer debt, you can start investing the money that you were putting toward your cards every month. It might not be the instant gratification you were looking for, but you won't be a slave to your debt.

** What’s the Big Idea?
By John Hurd, Chief Wealth Researcher

The other night, I received a rather unexpected phone call. I’m usually quite wary when it comes to unrecognized numbers popping up on my call display. But, I felt compelled to answer.

On the other end of the line was an old friend that I hadn’t spoken to in several years. At first he just wanted to touch base, but as we kept talking, he began telling me about a new business venture he has in the works.

The thing is, after he’d been rambling for 15 minutes or more, I had to stop him in his tracks. You see, I simply had no idea what it was he was trying to do.

There was talk of web sites and advertising and cross-promotions and lifestyle and user input and product reviews. It was a lot to get my head around and that was why he had called me; because he needed some help.

The problem with turning your ideas into an actual, running business is that in your head you may have about 1,000 or more things you want to accomplish. But, getting them done all at once is pretty much impossible.

My friend and I continued to talk for another hour or so. I got him to cut down what he wanted to do into a few simple-to-understand ideas and then we cut it down even more. In the end, we both had a very clear idea of exactly the type of business he wanted to start and we even laid out a plan for him to get started.

When it comes to your own moneymaking ideas, the key to getting started is to hone your thoughts and plans into a concise plan of action. Set goals and have a clear picture of how and when you want to achieve them. In the end, you may not stick exactly to this roadmap, but having some sort of guide could certainly increase your chances of reaching your final destination.

** Avoid the Mudslinging
By Michael Newman, the "Money Finder"

As the party leadership races heat up for next year’s presidential election, the inevitable mudslinging season between candidates has officially landed upon us. Although it offers up a certain amount of laughs and shock value, it can also leave voters with many questions centering on the theme: “Okay, so that’s what your opponent can’t do. Now tell me, what can you do?”

As an entrepreneur or businessperson, it can be very easy to fall into the same trap as our politicians. Meaning, you may often find yourself promoting your competition’s weaknesses, rather than your own strengths — a tactic that can often do more harm than good.

Entrepreneurs should focus on promoting the unique experience of doing business with their company, and all the positive aspects of their business. After all, you’re not going to get customers by pointing out the things they may already know about the competition or by gaining the reputation of a mudslinger.

Focus on what it is you bring to the table, and why doing business with you is the right choice. Showing you have the best customer service, value, prices and quality and offer the customer experience is the way that will get you business, not how showing inefficient your competition is.

By focusing on the negative, you’ll find customers being turned off by your marketing efforts, and they will likely avoid giving you their business; taking it to the competition you actively tried to discredit.

The fact is that people are more concerned about what you can do for them than what other people can’t.