e-Wealth Daily: Free Ways to Make Quick Money, Ways to Become Rich

Easing Stress is Easier Than You Think... It's Time to End
Procrastination for Good... Are You Ready for Success?...
Getting Money for the Short and Long Term... and More.

** Easing Stress is Easier Than You Think
By Adrian Newman, Founder of e-Wealth Daily

Stress can be incredibly damaging to your mind and your body. It can affect anything from your energy levels to your production levels at work. If you're unable to deal with stress effectively, it can be debilitating.

It would be great if you were able to take a vacation every month, but for most people that's simply not a possibility, so you have to find ways to rid yourself of stress while still carrying on with your daily routine.

Easing stress begins with acknowledging that you are indeed being adversely affected by a situation. You need to pinpoint the source of the problem. Some people thrive in stressful situations, while others simply do not know how to deal with them. You need to figure out which of the two you are.

For instance, if you're feeling stress at work, don't immediately think that you need to find a new job somewhere else. You might simply need to adjust your work priorities and learn how to better manage your time.

The same goes for your financial situation. Most likely, there has been a change of some sort that you are dealing with if your financial situation is providing you with undue stress. Perhaps you have just bought a home or a more expensive car, or are covering your child's education and have to pay out more money every month as a result. That can certainly create stress, especially if you haven't had a pay increase to compensate for the added financial burden you are facing.

Stress can be extremely difficult for someone who is disorganized. If your life is in disarray, then you're bound to feel stress more than someone who is organized would. This applies to work and finances. When you feel overwhelmed at work, getting organized can make all the difference in the world, and it can put things in perspective for you.

Having a budget can help you a great deal if you're feeling stress over money problems. It allows you to properly allocate some of your money toward your necessary cost-of-living expenses. Once you do this, you can direct your disposable income into a savings account for a future vacation. Start aggressively paying off credit cards and other forms of debt. Doing so will help you to ease up your debt load.

One of the best ways to get rid of that overwhelming feeling of stress is to channel all your built-up energy into exercise. It doesn't matter what kind of exercise you do, it will help your body release your stress. After all, it's no secret that exercise can make you feel better.

Take a yoga class; instead of sitting at your desk at work, take a walk around the block; buy a treadmill or exercise bike to use at home — every little bit can help.

Keep in mind that if you allow stress to fester, it will only make matters worse. If your stress is causing you to experience health issues, then you need to make changes in your life to ensure that you're healthy and happy. No one should feel overburdened all the time, so make sure that you know the difference between good stress and bad stress. Target the source of your stress and determine your best course of action.

** It's Time to End Procrastination for Good
By Doug D'Anna, the "Hundred-Million-Dollar Man"

We can't work 24 hours a day — it's just not possible. We all need rest from time-to time in order to recharge our batteries and to actually be more productive. However, your productivity should be consistent.

Those of you who are prone to procrastination will find yourselves having to work a lot harder at certain times than everyone else — and working longer hours here and there in order to make up for what has been put off.

This inconsistency can put you under a lot of stress. Your deadlines become shorter and you will have to scramble to get things done on time. If you've been a procrastinator throughout your entire life, then now is the time to put a stop to the vicious cycle and start working smarter instead of harder.

Take these steps to motivate yourself so that you can get things done more quickly and efficiently. Shaking yourself out of the habit will be difficult. Practice, persevere, and reward yourself when you do something "on time."

Take time to get organized. Examine your workspace. Is it crowded, sloppy, or piled high with yesterday's business? Get rid of everything that is extraneous in your workplace or office and have an assigned spot for everything. It takes time to get organized, but once it's accomplished, it will pay off.
Begin the night before. Don't wait until Monday morning to decide what you're going to do for each day of the week. Set aside some time on Sunday to: 1) decide what you want to do and accomplish for the week; and 2) schedule for the following Monday. Select a time when you are relaxed and not rushed to do this, but ensure that you plan your week out in advance.
Prioritize your plan. Not all tasks are of equal importance, effort or duration. Some are more important than others. Divide your objectives and tasks in terms of what is most important, then second in importance, and so on.
Respect your personal work style. When are you most creative? When is the best time for you to do routine chores? Exercise? Study? Nap? Each person has an ideal work style that operates differently. Determine which style is right for you.
Make sure you get in a nap. The fact is that nearly all of us encounter a low point in energy, usually about 1:00 p.m. every day, depending of course on how much sleep we have had, the time of day we get up, etc. Take a catnap if you need one; it will help reenergize you, which will allow you to focus on the tasks you need to complete.
Schedule time by blocks rather than tasks. Have you ever allotted an hour to complete a task and then found that it took two hours, thereby messing up the rest of your day and schedule? To remove this stress, allot a given amount of time to a task, say an hour, complete it, and then move on to the next task on your list. This practice ensures that you will make measurable progress on each task without getting bogged down.
Follow the "WIFO" principle, selectively. WIFO stands for "worst in, first out." Have you ever kept postponing a project because you just didn't want to do it? Many of us spend as much time worrying and rescheduling as we actually do completing tasks. There is a way around this: Simply DO IT — either on a task or time basis.
Schedule a clean-up day, or half-day, weekly. No matter how good you are at scheduling, there will always be times when your desk is going to be piled high with work, and your plan/schedule will get crowded with extra tasks. Pick a time each week (perhaps Saturday morning) as a clean-up period. It will be your time to dispose of all those little things that have built up during the week. Make it a time to mentally review your priorities.
Enlist the support of others. Let them know what you are doing and how they will benefit from the results you want to produce. Invite them to lend their support however they can.

** Are You Ready for Success?
By John Hurd, Chief Wealth Researcher

Most of us know that there are some things we want to be as prepared for as possible.

Got a trip coming up? You want to prepare the right travel documents and get your reservations in order.

Is storm season heading your way? You want to be prepared with an emergency kit and by taking other precautions.

But, what about when your big moneymaking idea finally comes through and you start to achieve the success you've been aiming for? Will you be prepared to handle your success?

Prime examples of people unprepared for success are lottery winners. Some simply are overwhelmed by their winnings and make poor decisions that result in their money slipping through their fingers.

Being prepared for success isn't simply having an understanding of your goals. You have to think of the long term and what could lie ahead in the time after you've hit your first target.

Take this scenario as an example: after years of careless spending, a man begins working his way out of debt. With some help, he devises a payment plan that could help him pay off his debts faster than if he were just paying the minimum required amounts. He makes a few sacrifices, but reaches his goal of paying off his debts.

According to his initial goal, he had achieved the success he wanted. But, what would be next? Well, he could go back to his old lifestyle and probably find himself right back where he started.

Or, he could now adjust his goals and use some of the tactics of his repayment plan and turn them into a saving and investment plan. Once you know you have the skills to achieve success, it is important to continue using them.

Take a look at your personal goals today. Ask yourself what you believe lies beyond the time when you achieve success. Start creating a plan that will kick in as you pass your initial goals. By looking beyond where you want to be, you stand a greater chance of going much further than you first hoped.

** Getting Money for the Short and Long Term
By Michael Newman, the "Money Finder"

When it comes to budgeting and saving your money, it can be difficult to find the right starting point. After all, how much should we save? What should we be saving for? How do we prioritize our expenses?

Well, the key to budgeting your money and helping with your savings is to establish a discrepancy between your long- and short-term goals.

Breaking your expenses down into short- and long-term goals can be very helpful when setting a budget, and can also provide you with a safe approach to help acquire the things you desire.

Generally speaking, a short-term goal is something like buying a computer, taking a vacation or even buying a car. A short-term financial goal is something that can usually be accomplished by saving for roughly three months to two years. If not saving for it, then the amount of time it would take to pay off.

A long-term-financial goal is something that will require in excess of three years to pay or save for. Examples of long-term financial goals are buying a home, paying for your children to go to college, or your retirement. These are clearly things with a hefty price tag attached to them and that will have serious impact on your cash situation.

I find the best way to budget for these two financial realities is to hold two savings accounts. First though, I come up with a budget at the beginning of every year. I sit down and take a look at my yearly expenses and then try to figure out where I can cut costs to make a greater contribution to my savings.

Once that is done, I split the amount between my two accounts. Also, every time I cash a paycheck, I put 10% in my long-term savings account (mutual fund investment) and roughly 8% into my short-term savings.

When you begin to break down your finances and establish a plan, it becomes much easier to relieve debts and enjoy financial stability.