December 19, 2007
Last-Minute Tips... Make 2008 Your Best Year Ever...
Positioning Yourself for Success... Preparing for the
Challenges of Tomorrow... and More.
** Last-Minute Tips
By Adrian Newman, Founder of e-Wealth Daily
Including today, there are only 6 more shopping days until
Christmas.
And for those of you who still haven't finished your shopping,
here are a couple of last-minute tips on how to save money this
holiday season:
- Even though it's last minute, stick to your budget.
Some people have a tendency to overspend at the
last minute.
For example, many years ago, I was looking for a Christmas
present for my brother. The budget I had was $60 for a box set
of The Doors CDs. I went to three stores, and none of them had
it. It was December 23 and I was desperate.
Then I saw the Allman Brothers box set for $90. I knew he'd
like it just as much as The Doors, and since time was of the
essence, I bought it.
This wasn't the smartest thing to do. I went over my budget by
50%, plus didn't really get my number one choice. If I had
bought him a $60 gift certificate, I could've saved $30 and he
probably could've special ordered the gift he really wanted.
Remember, if you have a budget (which you should), stick to
it, even in desperate, last-minute situations.
- Don't fall for the gift wrapping trap.
If gift wrapping is free, take advantage of it. If they charge for
it, but all proceeds are going to charity and you probably would
give that money to charity anyway, then go for it. However, if
a store or a mall is charging for gift wrapping, say no thanks.
Sure, at the last minute, it's a convenience. However, if you're
adding $50 to your shopping bill to save yourself an hour of
wrapping work when you get home, then take a pass.
And if you can't wrap at home, buy some paper or a gift bag
from a dollar store (most big malls... even high-end malls...
have one) along with some tape, bows and scissors and wrap
your gift in the food court. You'll save money, which is the
name of the game.
** Make 2008 Your Best Year Ever
By Doug D'Anna, the "Hundred-Million-Dollar Man"
This year's not even over and I already feel like 2008 will be
my best year ever. And I have a feeling it will be your best
year, too, not only personally but professionally, if you simply
follow my three simple rules.
Rule 1. Be Positive.
As you may have read in my "The Power of Positive Cash
Flow" (http://www.lombardipublishing.com/ads/po/index.asp),
being positive could attract great things into your life,
including a great job, great people, and great money. So
promise yourself that you will see the good in others and you
could be rewarded with good things for yourself.
Rule 2. Think Success.
Remember the book, "The Little Engine that Could?" The
Little Engine tried to pull a load that was extremely heavy. Yet,
bigger and other more powerful engines were too afraid to even
try. But the little engine gave it his best, staring out with this
simply mantra, "I think I can, I think I can, I think I can." The
rest is history. The little engine made it over the mountain
without breaking a sweat. It's an old saying: the mind can
achieve what it can believe. Believe in yourself and there's no
way you can't succeed.
Rule 3. Show Appreciation.
As you walk down the pathway of life, there are many people
around you who are never acknowledged or thanked for the
great things that they do. By letting them know you appreciate
their efforts on your behalf, you will be setting yourself head
and shoulders above others. When you consider that society
has lost its manners, you will stand out like a ray of light and
attract opportunities into your life that you can't imagine.
Think about it for a moment. Wouldn't you like to be around
someone who is positive, successful and appreciative?
Wouldn't you want to invite them to dinner... tell them about
job opportunities... bring them into great investments with you?
You bet!
So why not strive to become this person in 2008?
The best part is, it won't cost you a dime to change your
thinking and I guarantee great things could come your way.
All good wishes,
Doug
** Positioning Yourself for Success
By John Hurd, Chief Wealth Researcher
Recently, Seth Godin, a marketing guru and author, wrote how
Whole Foods Market uses environmental concern to help sell
its products.
Concern for the environment and our consumption "footprints"
are big newsmakers these days. And it appears as though
Whole Foods is leading the pack when it comes to providing
socially responsible food products. It's hard to argue against the
fair treatment of people and the Earth.
Seth's point was that the marketing position Whole Foods has
taken might not last forever. Feeling guilty about not buying
responsible foods is a big motivator, but Seth asks just how
long it will be until we begin to ignore that guilt.
For Whole Foods, only time will tell, but based on my
experiences shopping at the store near my home and seeing the
carts and baskets of shoppers full of food, it leads me to believe
that the company's positioning is working and may last for
some time to come.
Whether you're a business owner or someone who is just
looking for ways to get more money, your position in relation
to other wealth-seekers is important. Today, take a moment to
consider your own personal "positioning."
Your position is what other people think of as a defining trait
you possess. Are you the "go-to" guy who can help solve
problems? Are you the forward thinker who solves problems
before they even arise? Are you the trustworthy advice
provider?
The key to positioning yourself is to find your strength and
then do everything you can to promote it. You see, your past
actions can speak volumes about the kind of person that you
are, so you'll want to find out what impression you leave
behind.
Your position should set you apart from the competition. So,
whether you're vying for more money from a boss or trying to
attract new customers, understanding your position could help
make you a bigger success.
** Preparing for the Challenges of Tomorrow
By Michael Newman, the "Money Finder"
If I were to pick one thing that I've learned over my career, it's
that you can never be too prepared for anything. Being ready
for whatever is thrown your way is a guaranteed key to
success. That being said, it's never too early to start preparing
for something -- especially if you know it's coming.
I know you are probably sitting somewhere breathing a sigh of
relief. After all, you've made it through another holiday season.
As great as it was, I'm sure you're glad to see the shopping
malls, the rushing and the stress of December put on the shelf
until next year.
Well, here are three words of advice: not so fast.
If you want to avoid the stress, rushing and expense of the
holidays you've become accustomed to, then right now could
be your best opportunity to do so.
You see, many retailers are offering great sales on unsold stock
from this year's holiday season, which can produce some great
savings for you. If you're in need of decorations, cards or even
want to get an early start on next year's gifts, why not endure
another couple of days in the mall? After all, it could end up
saving you a considerable amount of cash in the long run, not
to mention time.
After all, there are a number of timeless gifts you could pick up
right now at a discount. Clothing, appliances and even some
electronics will still be trendy next year, so if you can save a
few bucks by picking them up now, why not?
By preparing yourself now for the challenges tomorrow, you
should always come out on top. |